Alimony, Support, and Separate Maintenance
Alimony, support, and maintenance are exempt to the extent they are reasonably necessary for support. Or. Rev. Stat. § 18.345.
Up to $7,500 of exempt funds deposited into a bank account. Or. Rev. Stat. § 18.348.
Building materials re exempt except for debts due for the purchase of said building materials. Or. Rev. Stat. § 87.075.
Cemeteries and Burial Property
Burial and crematory lots are 100% exempt. Or. Rev. Stat. § 97.675.
Claims for Negligence or Tortious Conduct
Personal bodily injury claims are exempt up to $10,000, along with compensation for loss of future earnings reasonably necessary for support. Or. Rev. Stat. § 18.345(1)(j).
Crime Victims’ Compensation
All crime victims’ compensation is 100% exempt. Or. Rev. Stat. § 18.345, 147.325.
Fraternal Benefit Society Benefits
All fraternal benefit society benefits are 100% exempt. Or. Rev. Stat. § 748.207.
Health Savings Accounts and Medical Savings Accounts
Funds or distributions from a health savings or medical savings account are exempt. Or. Rev. Stat. § 18.345(1)(o).
Homestead or Residential Property
A debtor may exempt up to $40,000 of the equity in a home or other property covered by the homestead exemption. A homestead outside a town or city cannot exceed 160 acres. A homestead within a town or city limits cannot exceed one block.
A debtor may also use the homestead exemption to protect proceeds from the sale of the homestead (for up to one year) as long as the debtor is holding the money with the intent to purchase another homestead, pay rent for up to one year, or use it for prepaid rent or security deposits for renters’ dwellings or property belonging to military personnel during wartime.
If two debtors are members of a household, the combined homestead exemptions may not exceed $50,000. Or. Rev. Stat. § § 18.385, 13.395, 18.402, 18.428.
Group life policy or proceeds not payable to insured; fraternal benefit society payments to $7,500; health or disability proceeds;life insurance proceeds or cash value if you are not the insured; annuity contract benefits to $500 per month. Or. Rev. Stat. § § 743.046, 743.0474, 743.049, 743.050.
A debtor may exempt up to $3,000 in any motor vehicle. Or. Rev. Stat. § § 18.345(1)(d), 806.115.
Pension and Retirement Benefits
Tax-exempt retirement accounts, traditional and Roth IRAs. See Your Retirement Plan in Bankruptcy for details.
Permits and License Interests
Liquor licenses are 100% exempt. Or. Rev. Stat. § 471.292.
A debtor may exempt the following personal property:
⦁ up to $3,000 in household goods (no doubling)
⦁ up to $1,800 in wearing apparel, jewelry, and other items
⦁ up to $1,000 in animals, poultry, and a 60-day supply of animal feed (no doubling)
⦁ a 60-day supply of fuel and provisions for debtor’s family
⦁ all health aids
⦁ up to $600 in books, pictures, and musical instruments
⦁ health savings accounts and medical savings accounts
⦁ one rifle or shotgun and one pistol, the combined value of which cannot exceed $1,000, and
⦁ up to $7,500 in a qualified tuition savings program.
Or. Rev. Stat. § § 18.345, 18.362, 348.863.
Injured prison inmates’ benefits are exempt. Or. Rev. Stat. § 655.530.
Up to $7,500 of the following: general assistance, aid to the blind, aid to the disabled, injured inmate’s benefits, medical assistance, old-age assistance, vocational rehabilitation. Or. Rev. Stat. § § 344.580, 411.760, 414.095.
Earned income tax credit. Or. Rev. Stat. § § 18.345(1)(n)
Tools of the Trade
A debtor may exempt up to $5,000 in tools of the trade. Or. Rev. Stat. § 18.345(1)(c).
Up to $7,500. Or. Rev. Stat. § 657.855; 18.348.
All veterans’ loan program funds are 100% exempt. Or. Rev. Stat. § 407.595.
Disposable earnings are 75% exempt, subject to certain exceptions. Or. Rev. Stat. § 18.385.
Wages withheld in an Employees’ Bond Savings Account are 100% exempt. Or. Rev. Stat. § 2962.070. In re Robinson, 241 B.R. 447 (9th Cir. BAP 1999)
Up to $400 of any personal property not already covered by an existing exemption. Or. Rev. Stat. § 18/345(1)(p).
Up to $7,500. Or. Rev. Stat. § 656.234; 18.348