Kansas State Economy:
At the center of the nation, Kansas became a crossroads for transportation industries and home to major companies. In the early 20th century aviation became an important industry. The state began to be an energy provider and the oil and mining industries grew. Learn more about these major industries in Kansas.
Kansas Bankruptcy Court Locations
Robert J. Dole Courthouse
500 State Avenue,
Kansas City, KS 66101
Frank Carlson Federal Building
444 SE Quincy, Rm. 240
Topeka, KS 66683
Wichita U.S. Courthouse
401 N. Market, Rm. 167 Wichita, KS 67202
Kansas Bankruptcy Exemption List:
Unless otherwise noted, all law references are to the Kansas Statutes Annotated (Kan. Stat. Ann.) which you’ll find on the Kansas Legislature website.
Kansas Homestead Exemption
The homestead exemption protects the equity in your home or principal residence. You can protect the entire value of the real property or mobile home that you occupy on property up to one acre located in a town or city, or up to 160 acres if it’s located on farmland. Kan. Stat. Ann. § 60-2301.
For more details about how the homestead exemption works in Kansas, see The Kansas Homestead Exemption.
Kansas Motor Vehicle Exemption
You can protect up to $20,000 of equity in a motor vehicle used to get to and from work. If the vehicle is equipped to assist with a disability, you can protect the full, unlimited value of the vehicle. Kan. Stat. Ann. § 60-2304(c).
To learn more about how to exempt your motor vehicle under Kansas law, see The Kansas Motor Vehicle Exemption in Bankruptcy.
Other Kansas Exemptions:
Life insurance proceeds if the debtor files bankruptcy more than one year after the policy goes into effect. Kan. Stat. Ann. §§ 40-414; 60-2313(a)(7); 40-258.
Fraternal Benefit Society benefits. Kan. Stat. Ann. §§ 40-711; 40-748; 60-2313(a)(8).
Liquor or club license. Kan. Stat. Ann. §§ 41-326; 41-2629.
Furnishings, clothing, earned income tax credits, and supplies, including food and fuel that are in your possession and are reasonably necessary at your residence for up to one year. Jewelry, up to $1,000 in value. Burial plot or crypt. Kan. Stat. Ann. § 60-2304
Funds held under a prearranged funeral agreement. Kan. Stat. Ann. §§ 16-310; 60-2313(a)(10).
Luggage and property detained by an innkeeper. Kan. Stat. Ann. § 36-202.
- Pension, Retirement, and Life Insurance Benefits. ERISA-qualified benefits, IRAs and Roth IRAs and federal government pension needed for support & paid within three months prior to filing bankruptcy. Kan. Stat. Ann. § 60-2308.
Qualified retirement accounts are exempt under the federal rules and can be used in every state, regardless of the exemption scheme used. For current amounts, see Your Retirement Plan in Bankruptcy.
Payment under a stock bonus, pension, profit-sharing, annuity, or similar plan or contract on account of illness, disability, death, age, or length of service needed for support, and with the exception of support obligations. Kan. Stat. Ann. §§ 60-2308, 2312, 2313(a)(1).
Retirement benefits for police and firefighters; judges; state school employees; court reporters; public employees and elected officials; and state highway patrol. Kan. Stat. Ann. §§ 12-111a, 5005(e); 13-14, 102, 14a10; 14-10a10; 20-2618; 72-1786, 5526; 74-49, 4923, 4978, 4978g, 4989.
- Public Benefits. Earned income tax credit. Kan. Stat. Ann. § 60-2315.
Public assistance. Kan. Stat. Ann. §§ 39-717; 60-2313(a)(2).
- Wages. 75% of disposable earnings or 30 times the federal minimum wage, whichever is greater. Kan. Stat. Ann. § 60-2310.
- Tools of the Trade. Books, furniture, tools, and supplies used in your trade or profession, up to $7,500. Kan. Stat. Ann. § 60-2304.