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Georgia Economy:

Location of Georgia Bankruptcy Courts:

Court Locations

Northern District of Georgia

Atlanta

Richard B. Russell Federal Building and
United States Courthouse
75 Ted Turner Drive, SW
Atlanta, GA 30303
Telephone: (404) 215-1000

Gainesville

Sidney O. Smith Federal Building and
United States Courthouse
121 Spring Street SE
Gainesville, GA 30501
Telephone: (678) 450-2700

Newnan 

Lewis R. Morgan Federal Building and 
United States Courthouse
18 Greenville Street
Newnan, GA 30263
Telephone: (678) 423-3000

Rome

United States Courthouse
600 East First Street
Rome, GA 30161
Telephone: (706) 378-4000

Middle District of Georgia:

Middle District of Georgia:

Macon

U.S. Bankruptcy Court
Middle District of Georgia
433 Cherry Street
Macon, GA 31201

Phone: 478-752-3506

Columbus

U.S. Bankruptcy Court
Middle District of Georgia
901 Front Avenue
One Arsenal Place
Columbus, GA 31902

Phone: 706-649-7837

Southern District of Georgia

Augusta

U.S. Bankruptcy Court
Federal Justice Center
600 James Brown Blvd
Augusta, GA  30901
(706) 823-6000

Brunswick

U.S. Bankruptcy Court
801 Gloucester Street, Third Floor
Brunswick, GA 31520
(912) 280-1376

Dublin

U.S. Bankruptcy Court
100 North Franklin Street
Dublin, GA 31021

Savannah

U.S. Bankruptcy Court
125 Bull Street, Second Floor
Savannah, GA 31401
(912) 650-4100

Waycross

U.S. Bankruptcy Court
601 Tebeau Street
Waycross, GA 31501

Statesboro

U.S. Bankruptcy Court
52 North Main Street
Statesboro, GA 30458

Georgia Bankruptcy Exemptions:

Georgia Homestead Exemption

$21,500 of value in real estate or personal property, including a co-op, that you or your dependent uses as a residence. Up to $43,000 of value if married and the property is owned by only one spouse. Up to $10,000 of unused homestead exemption can be used to protect any other property. 44-13-100(a)(1) & (a)(6), 44-13-1

Georgia Motor Vehicle Exemption

$5,000 of value in motor vehicles – 44-13-100(a)(3)

Other Personal Property

$500 of value in jewelry – 44-13-100(a)(5)

$5,000 of value in animals, crops, clothing, appliances, books, furnishings, household goods, and musical instruments (up to $300 per individual item) – 44-33-100(a)(4)

Burial plot (if you don’t use the homestead exemption) – 44-13-100(a)(1)

$7,500 of compensation for future earnings needed for support – 44-13-100(a)(11)(E)

Health aids – 44-13-100(a)(10)

$10,000 of personal injury recoveries – 44-13-100(a)(11)(D)

Wrongful death recoveries needed for support – 44-13-100(a)(11)(B)

Support

Alimony and child support necessary for support – 44-13-100(a)(2)(D)

Public benefits

Unemployment compensation, Social Security benefits, and public assistance – 44-13-100(a)(2)(A)

Worker’s compensation – 34-9-84

Veteran’s benefits – 44-13-100(a)(2)(B)

Old age assistance – 49-4-35

Aid to blind persons – 49-4-58

Aid to disabled persons – 49-4-84

Crime victims’ compensation – 44-13-100(a)(11)(A)

Wage Exemption

75% of earned but unpaid weekly disposable earnings, or 40 times the state or federal hourly minimum wage, whichever is greater, for private & federal workers; bankruptcy judge may authorize more for low-income debtors – 18-4-20, 18-4-21

Tools of the Trade

$1,500 of implements, books, & tools of the trade – 44-13-100(a)(7)

Wildcard

$1,200 of any property – 44-13-100(a)(6)

Up to $10,000 of unused portion of homestead exemption – 44-13-100(a)(6), 44-13-1

Pensions and Retirement Accounts

IRAs and ERISA-qualified benefits – 18-4-22 and 11 U.S.C. § 522(b)(3)(C)

Employees of nonprofit corporations – 44-13-100(a)(2.1)(B)

Other pensions necessary for support – 44-13-100(a)(2.1)(C), (a)(2)(E), 18-4-22

IRA Payments necessary for support – 44-13-100(a)(2)(F)

Public employees retirement benefits – 44-13-100(a)(2.1)(A), 47-2-332

(Learn more about retirement plan accounts in bankruptcy.)

Insurance Proceeds

Group life insurance – 33-30-10

Life insurance proceeds – 33-25-11

Proceeds of a life insurance policy when the beneficiary is a dependent of the policy owner, to the extent necessary for support – 44-13-100(a)(11)(C)

Annuity & endowment contract benefits – 33-28-7

Disability or health benefits to $250 per month – 33-29-15

Fraternal benefit society benefits – 33-15-62

Proceeds and avails of industrial life insurance – 33-26-5

Unmatured life insurance contract – 44-13-100(a)(8)

Unmatured life insurance dividends, interest, loan value, or cash value to $2,000 if the beneficiary is you or someone upon whom you depend – 44-13-100(a)(9)

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