Georgia Economy:
Location of Georgia Bankruptcy Courts:
Court Locations
Northern District of Georgia
Atlanta
Richard B. Russell Federal Building and
United States Courthouse
75 Ted Turner Drive, SW
Atlanta, GA 30303
Telephone: (404) 215-1000
Gainesville
Sidney O. Smith Federal Building and
United States Courthouse
121 Spring Street SE
Gainesville, GA 30501
Telephone: (678) 450-2700
Newnan
Lewis R. Morgan Federal Building and
United States Courthouse
18 Greenville Street
Newnan, GA 30263
Telephone: (678) 423-3000
Rome
United States Courthouse
600 East First Street
Rome, GA 30161
Telephone: (706) 378-4000
Middle District of Georgia:
Middle District of Georgia:
Macon
U.S. Bankruptcy Court
Middle District of Georgia
433 Cherry Street
Macon, GA 31201
Phone: 478-752-3506
Columbus
U.S. Bankruptcy Court
Middle District of Georgia
901 Front Avenue
One Arsenal Place
Columbus, GA 31902
Phone: 706-649-7837
Southern District of Georgia
Augusta
U.S. Bankruptcy Court
Federal Justice Center
600 James Brown Blvd
Augusta, GA 30901
(706) 823-6000
Brunswick
U.S. Bankruptcy Court
801 Gloucester Street, Third Floor
Brunswick, GA 31520
(912) 280-1376
Dublin
U.S. Bankruptcy Court
100 North Franklin Street
Dublin, GA 31021
Savannah
U.S. Bankruptcy Court
125 Bull Street, Second Floor
Savannah, GA 31401
(912) 650-4100
Waycross
U.S. Bankruptcy Court
601 Tebeau Street
Waycross, GA 31501
Statesboro
U.S. Bankruptcy Court
52 North Main Street
Statesboro, GA 30458
Georgia Bankruptcy Exemptions:
Georgia Homestead Exemption
$21,500 of value in real estate or personal property, including a co-op, that you or your dependent uses as a residence. Up to $43,000 of value if married and the property is owned by only one spouse. Up to $10,000 of unused homestead exemption can be used to protect any other property. 44-13-100(a)(1) & (a)(6), 44-13-1
Georgia Motor Vehicle Exemption
$5,000 of value in motor vehicles – 44-13-100(a)(3)
Other Personal Property
$500 of value in jewelry – 44-13-100(a)(5)
$5,000 of value in animals, crops, clothing, appliances, books, furnishings, household goods, and musical instruments (up to $300 per individual item) – 44-33-100(a)(4)
Burial plot (if you don’t use the homestead exemption) – 44-13-100(a)(1)
$7,500 of compensation for future earnings needed for support – 44-13-100(a)(11)(E)
Health aids – 44-13-100(a)(10)
$10,000 of personal injury recoveries – 44-13-100(a)(11)(D)
Wrongful death recoveries needed for support – 44-13-100(a)(11)(B)
Support
Alimony and child support necessary for support – 44-13-100(a)(2)(D)
Public benefits
Unemployment compensation, Social Security benefits, and public assistance – 44-13-100(a)(2)(A)
Worker’s compensation – 34-9-84
Veteran’s benefits – 44-13-100(a)(2)(B)
Old age assistance – 49-4-35
Aid to blind persons – 49-4-58
Aid to disabled persons – 49-4-84
Crime victims’ compensation – 44-13-100(a)(11)(A)
Wage Exemption
75% of earned but unpaid weekly disposable earnings, or 40 times the state or federal hourly minimum wage, whichever is greater, for private & federal workers; bankruptcy judge may authorize more for low-income debtors – 18-4-20, 18-4-21
Tools of the Trade
$1,500 of implements, books, & tools of the trade – 44-13-100(a)(7)
Wildcard
$1,200 of any property – 44-13-100(a)(6)
Up to $10,000 of unused portion of homestead exemption – 44-13-100(a)(6), 44-13-1
Pensions and Retirement Accounts
IRAs and ERISA-qualified benefits – 18-4-22 and 11 U.S.C. § 522(b)(3)(C)
Employees of nonprofit corporations – 44-13-100(a)(2.1)(B)
Other pensions necessary for support – 44-13-100(a)(2.1)(C), (a)(2)(E), 18-4-22
IRA Payments necessary for support – 44-13-100(a)(2)(F)
Public employees retirement benefits – 44-13-100(a)(2.1)(A), 47-2-332
(Learn more about retirement plan accounts in bankruptcy.)
Insurance Proceeds
Group life insurance – 33-30-10
Life insurance proceeds – 33-25-11
Proceeds of a life insurance policy when the beneficiary is a dependent of the policy owner, to the extent necessary for support – 44-13-100(a)(11)(C)
Annuity & endowment contract benefits – 33-28-7
Disability or health benefits to $250 per month – 33-29-15
Fraternal benefit society benefits – 33-15-62
Proceeds and avails of industrial life insurance – 33-26-5
Unmatured life insurance contract – 44-13-100(a)(8)
Unmatured life insurance dividends, interest, loan value, or cash value to $2,000 if the beneficiary is you or someone upon whom you depend – 44-13-100(a)(9)